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• If it is your first time living independently, it can be quite a challenge trying to get yourself familiarised with everything that you need to do to make sure that your financial situation will not get you in trouble. Planning and budgeting will be important if you want to avoid financial stress. Here are a few tips to help you get a rough idea of what you can expect in Australia when it comes to calculating your living expenses and budgeting:
• Accommodation costs (this will likely be your most significant spending. Research, and consider all accommodation options available to you. Take prices, location, amenities and utilities all into consideration before you decide on a best suited accommodation arrangement for you).
• Purchase of large items (if you are considering purchasing items such as a TV or a laptop, it is recommended that you compare prices before purchasing, because the prices for the same product can be very different from store to store nationwide).
• Have a budget (limit yourself to a certain amount of spendable money each week, purchase things that are necessary such as food and transport.
• Keep track of how much you have in your bank account.
• Use credit cards during events of emergencies only.
• Shop at second had stores such as Salvation Army, and find cheap goodies in street markets.
• Find and use coupons and claim freebies from magazines, newspapers and other sources.
• Attend free events and festivals.